Why Don’t I Feel Rich?
Two years ago, if you had told me that I was fabulously wealthy, I would have laughed. Hsinya and I were mired in student loan debt. As newlyweds, we struggled each month just to pay the rent. At times, we were forced to pay for our tuition and groceries using credit cards. We studied hard, avoided parties, and did our best to live frugally. Still, each year, we kept slinking further into debt. Secretly, I thought of myself as being poor—pity me.
Relatively speaking, I truly was poor when compared to my richer neighbors. My friends were really living it up during college. Their parents paid for their tuition, room, and board. My friends had money to buy expensive clothing, laptops, and cars. They dined out, went on cruises, and studied abroad in luxury. Naturally, I felt justified to consider myself poor.
But that’s the funny thing about living in America. By surrounding myself with other rich people, I got a distorted view of reality.
As I began to learn more about the world, I started to realize how fabulously wealthy I already was. I was not merely comfortable, nor well-to-do, nor even affluent–I was filthy rich. I had been envying others, when all along I had little appreciation for how wealthy I already was.
I never understood what true poverty was. In America, even our poorest citizens are extremely well-off. Someone working for minimum wage can earn around $15,000 per year. According to the Global Rich List, that places him in the top 15th percentile in terms of global wealth. Minimum wage might not sound like a lot, but it’s enough to rent an apartment, to buy food, to get basic healthcare, and to build savings.
But you and I, as tech-savvy minimalists, probably earn far more than minimum wage. Most of us have college degrees, which places us well above the top tenth percentile in terms of wealth. In fact, most middle-class Americans probably fall in the top 1st percentile of wealth. We are incredibly rich people.
If $8/hr is financially equivalent to fabulous riches, how then does the other 90% of the world survive?
As it turns out, two thirds of the world survives on less than $10/day (1). That paltry amount is supposed to pay for all their food, shelter, and clothing needs. I can’t imagine how anyone survives on such a meager income. I’ve had meals where the appetizer alone cost more than $10. Yet the rest of the world somehow manages to get by.
Consider this:
- As we gripe about minimum wage in America, sweatshop workers in Costa Rica are gladly working for $1/hr. For such great pay, they’re willing to endure grueling conditions to manufacture the clothes that we wear.
- As we enjoy our latest and greatest electronics, scavengers in India are collecting the obsolete computer parts we throw away. Our e-waste contains valuable metals that they salvage for scrap production. But first, they must burn off the impurities, which exposes them to hazardous mercury fumes on a daily basis.
- Though we often complain about our food, refugees in Sudan don’t have any choice. Each day, they receive a daily ration of rice and beans, mostly donated through charities. Each entire meal costs only a few cents per person.
- While America was complaining about rising gasoline prices in the Middle East, the poor in Tunisia were literally setting themselves on fire. In an effort to protest their poverty, they doused themselves with oil and burned themselves to death.
Poverty is very real. We’re only a plane-ticket away from seeing it firsthand.
My life has been amazing. I’ve never once worried about contracting malaria. I’ve never been homeless, nor have I ever feared starvation. For most of my life, I’ve struggled with the reverse problem: excess. As a child, I was morbidly obese. By the time I was 12 years old, I weighed over 215 pounds. I had too much to eat, not too little. I didn’t exercise because I could afford to drive everywhere. Instead of playing sports, I watched TV and played video games inside my enormous house.
I thought I was poor, but I had never seen real poverty. By most global standards, I was actually insanely rich; I just didn’t realize it.
Suddenly, I remembered what Jesus taught.
Do not lay up for yourselves treasures on earth, where moth and rust destroy and where thieves break in and steal, but lay up for yourselves treasures in heaven, where neither moth nor rust destroys and where thieves do not break in and steal. For where your treasure is, there your heart will be also. (Matthew 6:19-21)
This passage does not apply only to those whom we perceive to be rich. It speaks to every Christian in the Western World; we are incredibly rich people. Being rich isn’t a sin, but being ungrateful is. We ought to put our excess money for God’s purposes—for charity, for preaching the Bible, for reaching lost souls, for encouraging the persecuted church. But all too often, we are secretly dissatisfied with the material riches that we have received. Judging by the way we whine about our money, it’s clear our hearts aren’t set on heaven—we’re still stuck on acquiring more earthly treasures.
Each day, I’m presented with two choices.
On one hand, I can ignore what I’ve learned and return to a normal life filled with ungratefulness and envy. After all, thinking about real poverty and true heavenly riches is a tremendous emotional burden. I’d rather just whine about my low salary and the high cost of taxes.
On the other hand, I can be honest with myself. I have been blessed with so many material riches from my heavenly Father. Am I using them for the sake of the Kingdom of God?
- According to Global Issues,
80% of humanity lives on less than $10 a day,
andalmost half the world—over three billion people—live on less than $2.50 a day.
- Photo by GlacierTim, CC BY-NC.




What a wonderful reminder of how truly blessed my life is. I thank you for taking the time to remind the rest of us to thank God and try to help those who are truly without.
That is some powerful picture! It really makes you stop in your tracks.
I am proud to be your friend, Aaron. You have your priorities in the right order. :-)
God has truly blessed us, and as you said, it’s for a reason! We have material riches so that we can share God’s blessings with others. But when we’re greedy and ungrateful, we just hoard what we have for ourselves, and complain for more. Thanks for the important reminder, Aaron.
Hmmm. It’s all and well and good to point out how rich Americans are compared to developing countries, but what does that matter? The fact is, while you may be able to live royally on $15,000 in Panama, it would be incredibly difficult to live on that in New York City.
My point is that yes, Americans have higher incomes than people living in third world countries, but the cost of living in this country is also much higher than Mexico, Costa Rica, the Philippines, etc. You spoke a lot about income in absolute terms but didn’t consider income in relative terms.
@Everyone: I’m glad this helped remind us of all our blessings.
@Fern: It’s important to stay frugal if you’re only earning minimum wage. If you practice minimalism and spend money only on food, shelter, clothing, and healthcare, you should be able to build up savings–even earning minimum wage in New York City.
As difficult as this sounds, that’s still much more opportunity than other people can enjoy.
I agree with Fern. It is absolutely true that minimum wage in the US is a wealth of income for people in many other parts of the world, but it is a great disservice to say that the poorest americans are all really reach.
I have lived on minimum wage and fortunately, I had a circle of family and friends that helped me out with housing, food and transportation during that time. Minimum wage was absolutely not enough for housing, food, clothing and healthcare. For example, I broke my arm, but couldn’t afford the $200 co-pay for emergency visit/X-rays?cast, etc. I never went to a doctor and it healed well enough, although now I can’t rotate my arm all the way.
And that is for someone who was working! Consider the elderly, disabled, or children. They have very limited and fixed income or no income of their own. These people are at the mercy of inflation, cost saving government measures or even their own parents, who might not spend their money as frugally as they ought. To say that these poor are rich if they only think differently could seem very insulting.
I truly believe that your intentions were not to insult them, but please don’t think that because some americans take their wealth for granted that all americans do the same. Poverty is not something that only happens far away, in countries with corrupt governments or civil wars. It happens in America too.
Hi j. Unfortunately, you’re right — poverty exists here in America too. Those of us who aren’t in poverty have a responsibility to help those who are, no matter where they live.
In the past, I made a very small income, and without taking roommates I certainly could not have afforded even a small apartment. I took the bus to work and was frugal in other ways, or I would not have been able to eat. Part of Aaron’s point is that even though I made minimum wage, I DID have a roof over my head, enough food and clothing, clean water out of the tap, transportation, good health and the county medical clinic that only charged what I could afford to pay. As you know, many people around the world lack those basic necessities of life, but even on a tiny salary, I never did.
That being said, I think your point about the elderly, disabled, and children is a good one. They ARE at the mercy of inflation, taxes, program cuts, and sometimes irresponsible parents. Children are especially vulnerable, as are the elderly who have chronic conditions requiring ever more expensive medications. My frugal choices may not be enough to make a difference to them, and so I may choose to get involved in other (maybe political) ways.
I think Aaron’s comments are addressed to the majority of Americans who are doing better (much better) than minimum wage. I know a lot of people who think they are “poor” when they can’t afford a cruise or some other fancy vacation, or when they’ve had to cut back on eating out or visits to the day spa, or when they can’t upgrade their smartphone, car, or home theater equipment every year. Not that we should NEVER do something for fun or relaxation, but we should always be mindful of how much we have that is “extra,” so that we can be ready to help those who don’t even have basic necessities. That may be a person struggling along on minimum wage in the U.S. or a person living on less that $10/day somewhere else. When I am aware of how much I already have (even if I can’t “keep up with the Joneses”), I’m more thankful, more content, and more likely to give some of my “extra” to someone else.
Aaron is correct in saying minimum wage is living above 85% of the rest of the world. When you can afford to have your basic needs met while working a minimum wage job, you are better off then most of the world. so what if you had to have a room mate. in many countries multiple generations live in shacks(see the picture above). They survive on food we wouldn’t consider fit to eat and where whatever rags the rich have thrown away or sent them. You might have to eat at home and fix it your selves, and you might even have to shop yardsales or good will for clothing.But you can and do have the ability to do it. We are all blessed in America and refuse to see. Pity!
Aaron, your blog post is bang on and is a wake up call to all of us. The fact that we are reading your post on a computer is testament to the fact that we are all truly rich.
I took the photo on this blog post. The people in the photo live inside a garbage dump in Nicaragua. The shack they are standing in front of is their house, and all of them live inside it. They have no posessions other than what they scavenge from the dump. And the amazing thing? They are truly happy. They are constantly smiling, and I will never forget the joy they have.
When I arrived home to Vancouver after that trip, I looked in awe and wonder at the amount of stuff in my garage, and I thought of what those people living in the dump could do with it. The bottom line is this, we in North America are filthy rich. Be thankful for all you have, and give what you can to others who are less fortunate than you.
Amen, Tim! And note to self — make sure you don’t complain about anything you don’t have that you want! That’s what it is — a WANT, not a need, because I have more than enough for my basic needs.
I doubt that anyone earning minimum wage could afford their own room and board, food, and other miscellaneous overhead unless they’re collecting some sort of public assistance on top of that. It would be great if simply being frugal could make that happen, but it’s just not reality, folks.
Unless you live at home with mom and dad.
“Unless you live at home with mom and dad.”
Fern, that is what many, and perhaps most, people in the world do – live together with their parents and extended family members throughout adulthood. This helps everyone in the family on many levels.
Only in very wealthy nations has it become common to be able to expect and afford the relative autonomy of living alone or even with room-mates. To have even a bedroom all to oneself is a luxury in many parts of the world.
And yes, people in North America can indeed afford life’s necessities on minimum wage without public assistance. I’ve done it my entire adult life and I have always worked part-time in order to have more freedom! This can be done with careful consideration about the big picure and with making certain choices.
*the big picture*
Sorry for the misspelling!